Well it has happened somebody has stolen my Idenity. They hacked into my hotmail and Ebay account which is linked to my paypal account which in turn is linked to my bank account. I have had to spend the day cancelling bank details and speaking to call centres in India!!!` Anyway I don't know if they have taken any money yet but I am now cardless for the next week! Fingers crossed I got to it in time before. I have had a very bad day.